Retire Confidently.
With Athan Poullas.
Retirement Planning
Retirement is personal. You’ve worked hard to save and invest your money and now it’s time to optimize and protect your savings to provide for your retirement and your loved ones thereafter.
Advocate Life Group is an independent financial services firm, specializing in helping individuals and families prepare for, plan, and live in retirement. Our approach focuses on tailored retirement planning strategies and insurance solutions to provide our clients with guaranteed lifetime income, asset protection, and achieve tax efficiencies in support of a holistic approach to their finances.
Retire with confidence
Our Planning Process
Our three-step planning process works to help identify and implement suitable financial strategies for helping our clients meet their needs and achieve their goals and objectives for retirement.
01
Start Smart
Get a Clear Understanding of Your Financial Life
First, we gain a thorough understanding of your current financial situation, goals, objectives, risk tolerance, and the key considerations that should be addressed in your retirement strategy.
Six Fundamental Financial Planning Considerations
Six key financial planning considerations can impact your financial goals now and in the future. The question is not if these will affect your finances, but to what degree. We evaluate your sentiment toward each consideration and quantify the potential effects on your assets over time. This allows us to build customized strategies to help you achieve your financial objectives for retirement.
LONGEVITY
Outliving financial assets as the result of a longer life.
LIQUIDITY
Limited access to assets to meet life’s unexpected financial needs.
INFLATION
Reduction in real purchasing power as the result of increasing cost of living.
MARKET
Unexpected reduction in the value of financial assets at the time of withdrawal.
MORTALITY
Loss of financial assets as the result of a partner’s or spouse’s death.
TAXES
Decreasing income and assets and/or the impairment of legacy assets from increasing taxes.
02
Apply Discipline
A Retirement Strategy Designed for You
Next, we design a retirement strategy that actively works to help optimize your wealth and protect your finances, keeping your goals and objectives at the forefront of our planning process.
Our Services, Your Future
We take the time to thoroughly explore your needs no matter the stage of life you are in to help provide a custom tailored solution that we continue to monitor and adjust until the end of time.
Retirement Savings Optimization
Increase you or your loved one’s future retirement income with a tax-efficient, capital leveraging strategy.
Long-Term Care Planning
Ease the financial and emotional toll of long-term care with early planning so you can retire with peace of mind and dignity.
Tax-Free Retirement Income Planning
Support your retirement income plan with accumulation and tax-free distribution strategies in retirement.
Social Security Optimization
Understand the benefits you are entitled to and how to maximize Social Security income in retirement.
Life Insurance
Provide financial protection to your loved ones by paying out a lump sum in the event of your death.
Health Insurance
Helps cover medical expenses by paying for doctor visits, hospital…
Income Planning
Design an income plan that delivers dependable income and financial security throughout your retirement.
College Funding
Make the investment in your child or grandchild’s future with the gift of a college education through life insurance.
Disability Insurance
Explore options to protect your income in the event of an illness or injury that prevents your ability to work.
Inflation Protection
Develop strategies to protect assets against the effects of inflation.
Liquidity Needs planning
Ensure access to assets to meet life’s unexpected needs.
Mortgage Protection
Safeguard your loved ones and your home with mortgage protection so they can afford keep your family’s home.
03
Communicate Progress
Our Commitment to You
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive
outreach, and accessibility to our team throughout our working relationship.
Here For You
Athanasios Poullas
Athan Poullas is a US Marine veteran from Columbus, Ohio. He has extensive experience in the private and federal retirement markets, providing guidance to protect, plan and project retirement income.
He assists his clients in maximizing their benefits before and after retirement, while also maximizing their income in retirement. He will also provide guidance to project and plan retirement income and help avoid future tax liability. Having the experience to handle many financial needs, he specializes in the shift from accumulation to distribution by analyzing his client’s financial picture before making any recommendations on their plan.
Your decisions about retirement are some of the most important decisions you will ever make. Proper preparation is the key to a solid and comfortable retirement, and there is no better time to prepare than right now. Getting the right advice is vital to your long-term happiness to ensure you have the retirement you desire.
“As an independent advisor, I hold no loyalties to anyone but my clients with the freedom to operate solely on what is right for you”.
