Privacy Policy

Effective Date: 12/19/2025

Company Name: Agents First Insurance Group
Licensed Agent: Brian Michaud
Website: healthlifeins.com

1. Introduction

Agents First Insurance Group respects your privacy and is committed to protecting your personal information.
This Privacy Policy explains how we collect, use, and safeguard the information you provide to us through our website, phone, text, or other means of communication.

By using this website, you consent to the practices described in this policy.

2. Information We Collect

Personal Information

• Name

• Address

• Phone number

• Email address

• Date of birth

• Basic health-related information (used only for insurance quoting and eligibility purposes)

Non-Personal Information

• Browser type and version

• Device type and operating system

• IP address and general location data

• Pages visited and time spent on the website

3. How We Use Your Information

• To provide insurance quotes and plan comparisons

• To contact you regarding your inquiry or application

• To assist with policy servicing and renewals

• To send updates or important information related to your coverage

• To comply with legal or regulatory requirements

4. Communications and Consent

By submitting your information through this website, you authorize Agents First Insurance Group (and its licensed agents) to contact you by phone, email, or text message for insurance-related purposes, even if you are on a federal or state Do Not Call list.
You may opt out at any time by replying “STOP” to a text or emailing us at [email protected].

5. Data Protection and Security

We use industry-standard safeguards to protect your personal data, including encryption, firewalls, and secure hosting.
While no online transmission can be guaranteed 100% secure, we take every reasonable precaution to protect your information.

6. HIPAA Notice

Although Agents First Insurance Group may collect limited health-related information to assist with quoting or eligibility, we are not a healthcare provider and are not subject to full HIPAA regulations.
However, we treat all sensitive information in a manner consistent with HIPAA privacy principles and applicable state insurance laws.

7. Third-Party Disclosure

We may share your information only with:

Licensed insurance carriers and administrators to process applications

Authorized partners assisting with quoting or enrollment

Service providers (such as CRM or email platforms) under strict confidentiality agreements

We do not share your information for marketing unrelated products or services.

8. Use of Cookies

Our website may use cookies or tracking tools to improve user experience and site functionality.
You may choose to disable cookies in your browser settings, but some website features may not function properly as a result.

9. External Links

This website may include links to third-party websites.
Agents First Insurance Group is not responsible for the privacy practices or content of those external sites. We encourage you to review their privacy policies.

10. Children’s Privacy

Our services are not intended for individuals under the age of 18.
We do not knowingly collect personal information from minors. If we become aware that we have inadvertently received data from a minor, we will delete it immediately.

11. Updates to This Policy

We may update this Privacy Policy periodically to reflect legal or operational changes.
The updated policy will be posted with a new “Effective Date.” Continued use of our website signifies your acceptance of any changes.

12. Contact Information

If you have any questions or requests related to this Privacy Policy or your personal data, please contact:

Agents First Insurance Group
Attn: Brian Michaud
📧 Email: [email protected]
📞 Phone: 904-233-2072

🌐 Website: healthlifeins.com